We are QonnectOne, a provider of a technological solution in the SaaS formula, which revolutionizes the market, enabling non-financial companies and payment operators to immediately enrich their offer with embedded banking services.
We act as a central hub, integrating client applications with external financial service providers (such as personalized payment cards, settlement accounts or loan services), all through an intuitive API. Our SaaS model guarantees minimization of initial costs and quick implementation, while ensuring full scalability and compliance with regulations (including GDPR, DORA, MICA).
Our mission is to transform complexity into a competitive advantage for our clients. We strive to enable every enterprise to "embed" smooth, native and secure financial experiences directly into their products and platforms, thereby increasing customer loyalty and generating new revenue streams. We provide infrastructure (BaaS engine) that allows non-financial companies to engage a larger portion of customers, without having to rely on external banking portals to create a more "seamless, sticky user experience", increasing customer engagement and loyalty.
That's why we deliver systems that not only guarantee full legal compliance, but also optimize operational processes, reduce risk and open up new development opportunities. Thanks to our experience and deep industry knowledge, we become a reliable partner in building a safe and efficient digital future.
By choosing QonnectOne, you gain not only advanced technologies, but above all a partner who actively supports your business in a dynamic regulatory environment. We ensure that your operations will always comply with the highest security and regulatory standards.
Thanks to integration with QonnectOne, you don't waste valuable time and resources on building a new system from scratch, expanding existing solutions or a complicated process of obtaining licenses.
You also don't have to search for and integrate with many providers, which generates additional costs and complexity. By integrating with us, you receive a complete IT tool and the opportunity to use our Partners' licenses.
What remains on your side is what matters most: business development.
Our hallmark is experience, expertise and a deep understanding of business needs.
We have deep, practical knowledge of market and regulatory requirements across supervised sectors.
We continuously enhance our solutions to address current challenges and anticipate future trends in the payments industry.
Our modular approach and flexible delivery models ensure the system adapts to your company's needs and growth pace.
Our experienced team assists you at every stage – from needs analysis and implementation to ongoing optimisation.
We focus on the highest standards of information security and data privacy.
Full adherence to the General Data Protection Regulation, guaranteeing customer privacy protection.
We prepare our solutions for full compliance with the upcoming digital operational resilience requirements for the financial sector.
We perform regular audits and penetration tests to quickly detect and eliminate potential vulnerabilities.
The platform is designed to meet all requirements of the Polish Financial Supervision Authority for national and small payment institutions.